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Zero-based budgeting

2 articles filed under Zero-based budgeting.

  • A card titled Envelopes reading $212 left in Groceries of the $450 planned, above bars for Eating out at $78 left of $120, Transport at $44 of $150 and Weekends at $120 of $150

    · 4 min read

    The envelope method, explained calmly

    Dividing money into categories is an old idea that still works, because it matches how people already think about spending. Here is how it fits today.

  • A card reading $0 ready to assign from $3,000 income: a full bar for $3,000 of $3,000 assigned, above Rent at $1,200 and Groceries at $450

    · 6 min read

    Zero-based budgeting for real life

    Zero-based budgeting means deciding what each amount of money is meant for before the month begins. Here is how that works in an ordinary month.